:root {
  --navy: #24356e;
  --navy-2: #1b2a58;
  --blue: #2f4d9b;
  --gold: #f5c400;
  --gold-d: #c99a00;
  --ink: #1a2340;
  --muted: #3d4a66;
  --line: #d9e0ee;
  --sky: #4da3ff;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Inter, system-ui, sans-serif; color: var(--ink); background: #f4f6fb; line-height: 1.65; }
a { color: #1d3f9a; text-decoration: underline; text-underline-offset: 3px; font-weight: 600; }
a:hover { color: #152c6e; }
img { max-width: 100%; height: auto; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 1.1rem; }
.comp-bar { background: var(--navy); color: #ffffff; font-size: .8rem; letter-spacing: .01em; text-align: center; padding: .5rem .8rem; }
.comp-bar a { color: #ffe566; font-weight: 800; text-decoration: underline; text-underline-offset: 2px; }
.comp-bar a:hover { color: #fff; }
.site-header { background: var(--navy); border-bottom: 0; position: sticky; top: 0; z-index: 40; }
.hdr { display: flex; align-items: center; justify-content: space-between; min-height: 68px; gap: 1rem; }
.logo { font-weight: 800; font-size: 1.35rem; color: #fff; letter-spacing: -.03em; text-decoration: none; }
.logo span { color: var(--gold); }
nav.desk { display: none; gap: 1.1rem; align-items: center; font-size: .9rem; font-weight: 600; color: #fff; }
nav.desk a { color: #fff; text-decoration: none; font-weight: 600; }
nav.desk a:hover, nav.desk a.on { color: var(--gold); }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: .4rem; background: var(--gold); color: #1a2340 !important; font-weight: 800; padding: .7rem 1.15rem; border-radius: 999px; text-decoration: none !important; border: 0; cursor: pointer; }
.btn:hover { background: #ffd84a; }
.btn-ghost { background: transparent; color: #fff !important; border: 1.5px solid #fff; }
.btn-ghost:hover { border-color: var(--gold); color: var(--gold) !important; }
.btn-navy { background: var(--navy-2); color: #fff !important; }
.mob-btn { background: none; border: 0; font-size: 1.4rem; color: #fff; }
.mob { display: none; padding: 0 0 1rem; }
.mob a { display: block; padding: .45rem 0; font-weight: 600; color: #fff; }
.hero { background: linear-gradient(135deg, #1b2a58 0%, #2f4d9b 55%, #3a63c4 100%); color: #fff; padding: 3.6rem 0 3.8rem; }
.hero h1 { font-size: clamp(1.9rem, 4vw, 3.1rem); line-height: 1.15; margin: 0 0 1rem; letter-spacing: -.03em; }
.hero p.lead { font-size: 1.12rem; color: #e8eefc; max-width: 40rem; }
.hero a:not(.btn) { color: #ffe566; }
.pills { display: flex; flex-wrap: wrap; gap: .45rem; margin-top: 1.3rem; }
.pill { background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.28); padding: .32rem .7rem; border-radius: 999px; font-size: .78rem; color: #fff; }
.pill a, a.pill { color: #ffe566; text-decoration: underline; }
.section { padding: 3.4rem 0; }
.section h2 { font-size: 1.85rem; color: var(--navy); margin: 0 0 .6rem; letter-spacing: -.02em; }
.muted { color: var(--muted); }
.grid-3 { display: grid; gap: 1.1rem; }
.grid-2 { display: grid; gap: 1.4rem; }
.card { background: #fff; border: 1px solid var(--line); border-radius: .85rem; padding: 1.25rem 1.3rem; box-shadow: 0 4px 16px rgba(36,53,110,.06); }
.card h3 { margin: 0 0 .45rem; color: var(--navy); }
.steps { display: grid; gap: 1rem; }
.step { display: flex; gap: .9rem; }
.num { flex: 0 0 2.2rem; height: 2.2rem; border-radius: 50%; background: #fff4c4; color: #1a2340; font-weight: 800; display: flex; align-items: center; justify-content: center; }
.lo-card { display: flex; gap: 1rem; align-items: center; }
.lo-card img { width: 92px; height: 92px; object-fit: cover; border-radius: 50%; border: 3px solid #ffe566; }
.site-footer { background: var(--navy-2); color: #e8eefc; font-size: .9rem; padding: 2.4rem 0 1.4rem; }
.site-footer a { color: #ffe566; font-weight: 700; text-decoration: underline; text-underline-offset: 2px; }
.site-footer a:hover { color: #fff; }
.foot-grid { display: grid; gap: 1.2rem; }
.foot-legal { border-top: 1px solid #3a4d86; margin-top: 1.4rem; padding-top: 1.1rem; font-size: .8rem; color: #d7def2; }
.foot-legal a { color: #ffe566; }
.ehl { display: flex; align-items: center; gap: .6rem; margin: .6rem 0; }
.calc input { width: 100%; padding: .65rem .8rem; border: 1px solid #cbd5e1; border-radius: .4rem; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: .5rem; padding: .7rem 1rem; margin-bottom: .5rem; }
.faq summary { font-weight: 700; color: var(--navy); cursor: pointer; }
.notice { background: #eef2fb; border-left: 4px solid var(--gold); padding: .85rem 1rem; font-size: .9rem; }
.license-box { background: #eef2fb; border: 1px solid #c5d0ea; border-radius: .6rem; padding: 1rem; font-size: .92rem; }
.video-box { background: var(--navy); color: #fff; border-radius: .7rem; min-height: 220px; display: flex; align-items: center; justify-content: center; text-align: center; padding: 1.5rem; }
.video-box iframe { width: 100%; min-height: 280px; border: 0; border-radius: .5rem; }
.state-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(150px, 1fr)); gap: .45rem; }
.state-grid a { background: #fff; border: 1px solid var(--line); padding: .45rem .6rem; border-radius: .4rem; font-size: .86rem; color: var(--navy); text-decoration: none; }
.state-grid a:hover { border-color: var(--gold); background: #fff8d6; }
.roadmap { border-radius: .6rem; border: 1px solid var(--line); }
@media (min-width: 800px) {
  nav.desk { display: flex; }
  .mob-btn { display: none; }
  .grid-3 { grid-template-columns: repeat(3, 1fr); }
  .grid-2 { grid-template-columns: 1.1fr .9fr; }
  .steps { grid-template-columns: repeat(4, 1fr); }
  .foot-grid { grid-template-columns: 1.4fr 1fr 1fr 1fr; }
  .hero { padding: 4.6rem 0 5rem; }
}
.skip-link { position: absolute; left: .6rem; top: -40px; background: var(--gold); color: #1a2340; padding: .5rem .8rem; z-index: 100; font-weight: 700; }
.skip-link:focus { top: .6rem; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }
.btn:focus-visible, a:focus-visible, input:focus-visible, summary:focus-visible, button:focus-visible {
  outline: 3px solid var(--gold); outline-offset: 2px;
}
main { display: block; }
.sr-only { position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden; clip:rect(0,0,0,0); border:0; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}
.mob:not([hidden]) { display: block; }
@media (min-width: 800px) {
  .mob { display: none !important; }
}
.def-card { display:flex; gap:1rem; align-items:flex-start; margin-bottom:1rem; }
.def-icon { flex:0 0 52px; }
.def-body h2 { font-size:1.15rem; margin:0 0 .35rem; }
.def-body audio { width:100%; max-width:420px; margin-top:.5rem; height:2.2rem; }
@media (max-width:600px){ .def-card { flex-direction:column; } }
.lang-switch{font-size:.82rem;font-weight:800;color:var(--gold);margin-right:auto;text-decoration:none}
.lang-switch:hover{color:#fff}
